Iyo wishora mubucuruzi mpuzamahanga, kimwe mubyemezo bikomeye ugomba gufata ni uguhitamo uburyo bukwiye bwo kwishyura.Nkumutumiza cyangwa uwatumiza hanze, guhitamo uburyo bwiza bwo kwishyura mubucuruzi bwamahanga nibyingenzi kugirango habeho kugenda neza nibikorwa byumutekano wawe.Muri iki kiganiro, tuzasesengura bumwe mu buryo buzwi bwo kwishyura mu bucuruzi bwo mu mahanga no kugufasha kumenya bumwe bukubereye.
1. Ibaruwa y'inguzanyo (L / C):
Ibaruwa yinguzanyo nuburyo bukoreshwa muburyo bwo kwishyura mubucuruzi mpuzamahanga.Harimo ikigo cyimari, mubisanzwe banki, ikora nkumuhuza hagati yumuguzi nugurisha.Banki yumuguzi itanga ibaruwa yinguzanyo, yemeza ko uyigurisha yishyuye neza ibyangombwa byagenwe.Ubu buryo butanga umutekano kumpande zombi nkuko umugurisha azi ko bazishyurwa, kandi umuguzi yemeza ko ibicuruzwa byatanzwe nkuko byumvikanyweho.
2. Ikusanyamakuru:
Hamwe no gukusanya inyandiko, uwatumije ibicuruzwa hanze ashinzwe gucunga banki.Banki yohereje ibyangombwa byo kohereza muri banki itumiza mu mahanga izabirekura ku muguzi namara kwishyura.Ubu buryo butanga urwego runaka rwumutekano ariko ntibutanga urwego rwubwishingizi nkurwandiko rwinguzanyo.Icyegeranyo cyinyandiko kibereye abafatanyabikorwa bashinzwe ubucuruzi bafite amateka meza yo kwishyura.
3. Kwishyura mbere:
Rimwe na rimwe, cyane cyane iyo ukorana nabafatanyabikorwa bizewe cyangwa kubikorwa bito, kwishyura mbere bishobora kuba uburyo bwatoranijwe.Nkuko izina ribigaragaza, umuguzi yishyura mbere yuko ibicuruzwa cyangwa serivisi bitangwa.Ubu buryo butanga umugurisha kumva afite umutekano, uzi ko babonye ubwishyu mbere yo kohereza ibicuruzwa.Nyamara, umuguzi afite ibyago byo kutakira ibicuruzwa mugihe ugurisha atubahirije.
4. Fungura konti:
Uburyo bwa konti ifunguye nuburyo bushobora guteza akaga ariko nuburyo bworoshye bwo kwishyura kumpande zombi.Muri ubu buryo, umugurisha yohereza ibicuruzwa kandi agaha inguzanyo umuguzi, wemera kwishyura mugihe cyagenwe, mubisanzwe nyuma yo kwakira ibicuruzwa.Ubu buryo bwo kwishyura busaba urwego rwo hejuru rwicyizere hagati yohereza ibicuruzwa hanze.Bikunze gukoreshwa mubufatanye bwigihe kirekire mubucuruzi bafite ibimenyetso byerekana neza.
Guhitamo uburyo bwiza bwo kwishyura mubucuruzi bwamahanga biterwa nibintu byinshi nkurwego rwicyizere hagati yababuranyi, agaciro k'igikorwa, inguzanyo yumuguzi, hamwe nimiterere yibicuruzwa cyangwa serivisi bigurishwa.Ni ngombwa gusuzuma witonze ibyo bintu no gusuzuma ingaruka nibyiza bifitanye isano.
Niba uri ibicuruzwa byohereza ibicuruzwa hanze cyangwa bitumiza mu mahanga, guhitamo uburyo bwo kwishyura bwizewe nk'urwandiko rw'inguzanyo cyangwa gukusanya inyandiko bishobora kuba amahitamo meza yo kurengera inyungu zawe.Ariko, mugihe wubaka ikizere kandi ugashyiraho umubano wigihe kirekire nabafatanyabikorwa bawe mubucuruzi, urashobora gutekereza kuburyo bworoshye nko kwishyura mbere cyangwa konti ifunguye kugirango woroshye ibikorwa byawe.
Mu gusoza, guhitamo uburyo bukwiye bwo kwishyura mu mahanga n’ubucuruzi n’icyemezo gikomeye kigomba gufatwa nyuma yo gusuzuma witonze ibisabwa byihariye byubucuruzi bwawe.Mugihe ugenda ku isoko ryisi yose, gushaka inama kubanyamwuga ba banki hamwe nababimenyereye bohereza ibicuruzwa hanze cyangwa abatumiza mu mahanga birashobora gutanga ubushishozi bwingenzi muguhitamo uburyo bukwiye.Wibuke, icyangombwa ni uguhuza uburimbane hagati yumutekano no korohereza mugihe ukora neza ubucuruzi bwawe mpuzamahanga.
Igihe cyo kohereza: Ukwakira-09-2023